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A bank account in which there have not been any transactions (excluding direct deposit) for an extended period of time. In some cases, when there has been no activity in the account within a period specified by state law (generally at least 3 years), the law requires the bank to turn funds in the account over to the state as unclaimed property.
deposit definition: 1. to leave something somewhere: 2. to put something valuable, especially money, in a bank or safe (= strong box or cupboard with locks): 3. to pay someone an amount of money when you make an agreement with that person to pay for or buy something, that either will be returned….
demand deposit account. A checking account. One may demand payment of the money on deposit without penalty. Contrast with a certificate of deposit, in which one must pay a penalty if the money is withdrawn early.

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